Richard Gilbert

Phone: 843-442-6547

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Welcome To HomeTown Lenders!

HomeTown Lenders Mission Statement
To serve our Customer today by continuously operating from our core belief that exceeding expectations is the only way to do business. We will deliver this pledge of excellence through unsurpassed Customer service, leading-edge technology, and the most expert assistance possible in order to deliver the most innovative and creative mortgage financing solutions available.

This Mission Statement will serve as the primary framework for HomeTown Lenders future decision-making.

Who we are
We are a closely-knit, professional organization committed to providing the highest level of customer service through highly experienced loan consultants utilizing the most innovative technology available. However, as technology becomes an increasingly larger part of our daily operations, we never lose sight of the fact that Honesty, Values, and Integrity have always been the backbone of our business.

Here at HomeTown Lenders, we believe that even in the face of rapid technological advances, old-fashioned service with a smile will never become obsolete. We do business the right way...the HomeTown Lenders way!

What we do
HomeTown Lenders is a fully integrated, multi-channel mortgage lender. We leverage technology and the power of the Internet with a traditional brick and mortar business in order to bring you efficient mortgage financing and unsurpassed customer service.
We offer a complete range of conforming, non-conforming and government loan programs, as well as a variety of options to help your family successfully budget your mortgage.

Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.